Explain your credit score
Figure out “how much house” you can afford
Review your budget and provide guidance on how to save for a downpayment
Help create a “before buying a home” checklist
Find the mortgage that’s right for you
Manage all communications between your lender and your Realtor®
There’s absolutely no charge to use a Faris Team Mortgage Broker on typical residential mortgage transactions. Like many other professional services, mortgage brokers are compensated by the financial institutions they secure business for.
You should never feel confused when it comes to a big purchase like a home. When it comes to mortgages, rates, and the housing market, your Faris Team Mortgage Broker is on hand to explain the lending process to you in plain language and define mortgage and real estate terms so you’re empowered to make choices confidently.
Faris Team Mortgage Brokers aren’t tied to any one lender or range of products, so we’re positioned to help you find a custom solution that meets your individual needs with no bias to any one lender. Are you considering a special offer? We’d be happy to crunch the numbers so you can be confident that you aren’t signing up for a quick perk with an expensive price tag in the end.
Comparison shopping for a mortgage can save you thousands, so let us do the legwork and provide you with the widest range of options possible. We work directly with dozens of lenders, including big banks, credit unions, trust companies, private and alternative lenders. These existing relationships mean we can get to work on narrowing down which options suit you best.
Like any skill, the more you put it into practice, the stronger it becomes. Our mortgage brokers negotiate on behalf of our clients every day, securing you the most competitive rates based on the most up-to-date market knowledge.
Your Faris Team Mortgage Broker works alongside you until your closing date comes and goes smoothly, ensuring the transaction takes place on time and to your satisfaction. We will be the liaison between your lender and your Realtor®, saving the most valuable resources you have — time. The peace of mind and reduction in stress this offers our clients is invaluable.
Getting a second opinion can be reassuring. Even if you’ve already been pre-approved for a mortgage by a financial institution, you can still shop around for other rates. Deciding to work with a Faris Team Mortgage Broker, even in a later stage of the process, means you can trust there’s no better alternative available to you.
Need to get in touch with your broker after hours? No problem. Your Faris Team Mortgage Broker works non-traditional hours to ensure you get the service you need, when you need it. Even once your mortgage is signed and the transaction is complete, your Faris Team Mortgage Broker is available to advise you on an ongoing basis. Faris Team clients are clients for life; we’re here to help and go full out for you® and that relationship never expires.